- MIC 2.0 contains a broader set of metrics and attributes than MIC Lite

- MIC 2.0 provides the ability to add custom benchmarks, however Lite doesn’t

- Customized dashboards can be created on 2.0 but not on Lite

- MIC 2.0 provides additional insights on active cards, MDES transactions, interchange codes, top of wallet segments, Digital v/s Non-Digital, decline reasons, chargeback reasons etc. that are not available in Lite

The FAQs – Mastercard Intelligence Center (MIC) for Issuers document is a comprehensive reference guide that addresses key questions about the Mastercard Intelligence Center, a next-generation data analytics platform designed to deliver strategic insights and empower issuers with deep visibility into their card portfolio performance. This document outlines the platform’s capabilities, which include dashboards, benchmarks, and quarterly performance reviews reports, all of which support data-driven decision-making across financial institutions. It explains how MIC enables granular portfolio intelligence through advanced tools for spend analysis, authorization trends, and interchange metrics, while also offering seamless integration with fraud and chargeback KPIs. Users will find detailed information on platform access, setup, data refresh cycles, and support options, as well as guidance on configuring portfolios at the BIN6/BIN8 level and creating custom benchmarks. The document also covers billing, upgrade paths, and the value of MIC’s premium modules. Whether you're a portfolio manager, data analyst, or executive, this resource is essential for understanding how MIC can enhance operational efficiency and unlock actionable insights across your issuing business.